If you’re a Jazz user and find yourself low on balance or completely out, you may need a quick solution to stay connected for important calls or messages. Luckily, Jazz offers various loan options that let you borrow credit up to a specific limit and repay it on your next recharge. In this guide, I’ll walk you through how to get a Jazz loan in 2024 using different methods, as well as explain the eligibility criteria, types of loans available, and any associated charges.
Also read Jazz Call Packages 2024
How to Apply for a Jazz Loan
Getting a Jazz loan is easy and hassle-free. You can borrow credit through several methods, including:
- Dialing a specific code from your Jazz prepaid number
- Sending an SMS to a designated number
- Accessing the Jazz World app
- Using the Jazz WhatsApp service
Each method can be used based on the type of loan you need. I’ll break down each of these options in detail in the following sections.
Type of Loan | Code | Amount | Charges | Repayment |
---|---|---|---|---|
Jazz Advance | *112# | Up to Rs. 15 | Rs. 3.5 plus tax | On next recharge |
Jazz Cash Advance | *786*50# | Up to Rs. 50 | Rs. 5 plus tax | On next recharge |
Jazz Data Advance | *117*30# | Up to 2GB | Rs. 15 plus tax | Within 7 days |
Jazz Emergency Load | *8# | Up to Rs. 200 | Rs. 10 plus tax | On next bi |
Types of Jazz Loans
Jazz provides a variety of loan options to its users, catering to their specific needs for calls, messaging, and internet usage. Here are the different types of loans available:
- Jazz Advance: Offers a credit advance of up to Rs. 15, which will be deducted from your next recharge. You can request this advance multiple times until the previous one is cleared.
- Jazz Cash Advance: Provides a loan of up to Rs. 50, to be deducted from your next recharge. This loan can only be taken again once the prior one is fully repaid.
- Jazz Data Advance: Grants up to 2GB of data as a loan, which needs to be repaid within seven days. Ideal for users who run out of data and need to stay connected online.
- Jazz Emergency Load: Offers a larger loan of up to Rs. 200, which can be used for calls, messages, or internet browsing, and will be deducted from your next recharge when your balance is low.
Also read Jazz SMS Packages 2024 | Stay Connected with Ease
How to Get Jazz Loan Advance
The Jazz Advance service offers quick credit to Jazz prepaid users when their balance is low or depleted. You can borrow up to Rs. 15, which will be automatically deducted from your next recharge.
Here’s how you can get Jazz Advance:
- Dial *112# from your Jazz prepaid number, select the “Get Jazz loan” option, choose your preferred loan amount, and confirm the request.
- Send an SMS to 112 with the word “sub” in the message body. You’ll receive a confirmation with the loan details.
- Open the Jazz World app, log in with your Jazz number and password, go to the “My Account” tab, select your desired loan amount, and confirm.
- Use the Jazz WhatsApp service by messaging 03003008000 with “Jazz Advance” in the text, then follow the provided instructions to request the loan.
The service charge for Jazz Advance is Rs. 3.5 plus tax, which will be deducted along with the loan amount during your next recharge.
How to Get Jazz Cash Advance
Jazz Cash Advance is a loan feature that provides immediate credit when your Jazz Cash account balance is low or zero. With this service, you can borrow up to Rs. 50 and repay it during your next recharge.
To access Jazz Cash Advance, use one of these methods:
- Dial 78650# from your Jazz prepaid number, confirm your request, and you’ll receive a confirmation message with your loan details.
- Send an SMS with “50” to 786 from your Jazz prepaid number. You’ll get a confirmation message with the loan information.
- Open the Jazz Cash app, log in with your credentials, go to “Mobile Load & Packages,” select “Jazz Cash Advance,” choose the loan amount, and confirm your request.
- Use Jazz WhatsApp service by messaging 03003008000 from your Jazz prepaid number with “Jazz Cash Advance” and follow the instructions to get the loan.
A fee of Rs. 5 plus tax applies for the Jazz Cash Advance, which will be deducted along with the loan amount during your next recharge.
How to Get Jazz Data Advance
Jazz Data Advance is a service that provides immediate data when your Jazz prepaid account data balance is low or depleted. With this feature, you can borrow up to 2GB of data and repay it within seven days.
To use Jazz Data Advance, you can choose one of these methods:
- Dial 11730# from your Jazz prepaid number, confirm your request, and you’ll receive a confirmation message with your data loan details.
- Send an SMS with “sub 30” to 117 from your Jazz prepaid number. You’ll get a confirmation message with the details of your data loan.
- Open the Jazz World app, log in with your Jazz number and password, go to the “My Account” tab, select “Jazz Data Advance,” choose the amount of data you need, and confirm your request.
- Use Jazz WhatsApp service by messaging 03003008000 from your Jazz prepaid number with “Jazz Data Advance” and follow the instructions to get your data loan.
The cost for Jazz Data Advance is Rs. 15 plus tax, which will be charged along with the borrowed data amount within seven days.
How to Get Jazz Emergency Load
Jazz Emergency Load offers immediate credit when your Jazz postpaid account balance is low or exhausted. With this service, you can borrow up to Rs. 200 and repay it with your next bill.
To access Jazz Emergency Load, use one of these methods:
- Dial *8# from your Jazz postpaid number, select the “Jazz loan” option from the menu, choose the loan amount you need, and confirm your request.
- Send an SMS with “sub” to 8 from your Jazz postpaid number. You’ll receive a confirmation message with the details of your loan.
- Open the Jazz World app, log in with your Jazz number and password, go to the “My Account” tab, select “Jazz Emergency Load,” choose the loan amount, and confirm your request.
- Use Jazz WhatsApp service by sending a message to 03003008000 from your Jazz postpaid number with “Jazz Emergency Load” and follow the provided instructions to get your loan.
A fee of Rs. 10 plus tax will apply, which will be charged along with the borrowed amount on your next bill.
Also read Jazz Internet Packages 2024 | Stay Connected with Ease
Eligibility Requirements to Get Jazz Loans
To qualify for Get Jazz loans, you need to fulfill specific requirements based on the type of loan you wish to apply for. Here are the key eligibility criteria:
- Your Jazz SIM card, whether prepaid or postpaid, must be registered under your name.
- You should have enough balance in your account to cover the service charges for the loan.
- Any existing loans must be fully repaid before you can apply for a new one.
- Your Jazz SIM card must have been active for a minimum of 90 days.
- You need to have recharged your Jazz account at least once within the past 30 days.
Tips for Getting Approved for Jazz Loans
Getting approved for Jazz loans is relatively straightforward if you meet the eligibility criteria and follow the correct application process. To improve your chances of approval, consider these tips:
- Keep your Jazz account active by regularly recharging it with enough balance.
- Use your Jazz SIM card regularly to access the services and packages provided by Jazz.
- Maintain a positive credit history by paying your bills and existing loans promptly.
- Avoid applying for multiple loans simultaneously or within a short timeframe.
- Select a loan amount that matches your needs and budget.
Also read Jazz Call Packages 2024
FAQs
Q:How can I apply for a Jazz loan in 2024?
A:To apply for a Jazz loan, dial the JazzCash helpline or visit their website. Ensure you have your CNIC and proof of income ready. Follow the instructions provided to complete your application.
Q:What are the eligibility criteria for a Jazz loan?
A:To be eligible for a Jazz loan, you need to be a Jazz or JazzCash customer with a good credit history. You’ll also need to meet minimum income requirements, which are specified by Jazz.
Q:What documents are required for a Jazz loan application?
A:You’ll need your CNIC and proof of income. Depending on the loan type, additional documents may be required. Check the JazzCash website for a detailed list.